MVA Leads in Pennsylvania
Pennsylvania firms do not lose cases because the law is complicated. They lose them because someone else’s phone rings first. We generate exclusive MVA leads in Pennsylvania for personal injury firms: real accident victims, screened against your case criteria, delivered the moment they raise their hand, and never sold to another firm.
Every lead is exclusive to one firm. When a Pennsylvania driver or passenger tells us about their accident, that conversation goes to your intake team and nowhere else. No shared lists, no recycled data, no bidding against three other firms for the same client.
This page explains how Pennsylvania leads work, how Pennsylvania law changes which leads are worth buying, how the screening runs, and how to judge any provider, including us, before you spend a dollar.
Pennsylvania Accident Law Facts Your Intake Should Know
- Filing deadline: 2 years from the date of the injury or accident for personal injury claims (42 Pa.C.S. section 5524(2)). Two years passes fast when treatment, records, and intake all take their time, so a lead delivered late is a lead that has already lost value.
- Fault system: Choice no-fault, and describing Pennsylvania as simply no-fault is inaccurate. Every driver must carry first-party medical benefits that pay the driver’s own medical expenses regardless of fault, described in words only here. At purchase, each driver also elects limited tort or full tort. Limited tort costs less but generally bars a claim for pain and suffering unless the injury is serious. Full tort costs more and preserves the unrestricted right to sue for pain and suffering and other damages. A lead’s tort election therefore decides whether there is a pain and suffering claim at all, and it has to be part of the screen.
- Negligence rule: Modified comparative negligence with a 51% bar (42 Pa.C.S. section 7102): a plaintiff’s negligence does not bar recovery if it was not greater than the causal negligence of the defendant or defendants. Recovery is reduced by the plaintiff’s percentage of fault. A plaintiff who is 51% or more at fault recovers nothing. Recovery is still allowed at exactly 50% fault, reduced by half.
- Minimum insurance: Pennsylvania drivers must carry at least 15/30/5 liability coverage: $15,000 per person, $30,000 per accident, and $5,000 for property damage, plus first-party medical benefits described in words only above. These are among the lowest liability limits in the country, and the property damage minimum is unusually low. A not-at-fault client can therefore hold a strong liability case and a thin recovery pool at the same time, which is why insurance verification has to check both sides of every crash.
The Three Ways to Buy Pennsylvania MVA Leads
Raw Web Leads
Raw web leads are accident victims who asked for help online and have not been screened yet. They cost the least and take the most intake work. They fit firms with a strong intake team and the hours to work a list.
Qualified Exclusive Leads
Qualified exclusive leads are screened against your criteria before delivery: fault position, injuries, treatment, insurance, tort election, and no prior attorney. Your intake starts every call already knowing the case basics. This is what most Pennsylvania firms buy from us.
Live Transfers
Live transfers put a screened caller on your line in real time. Our intake confirms the basics, then bridges the caller straight to your team while the accident and the need for help are still fresh. Live transfers convert at the highest rate of the three because there is no callback delay, and callback delay is where most lead value dies.
Pricing is set per state and market rather than published here, because a qualified lead in Philadelphia does not cost what a qualified lead in a smaller Pennsylvania city costs. Tell us your markets and criteria and we will quote Pennsylvania pricing for your firm.
How Every Pennsylvania Case Is Screened
- Accident happened within the last year
- Fault position established against the 51% bar: at 50% or less the case still has value, at 51% or more it does not
- Tort election confirmed: limited tort or full tort, and for limited tort clients, whether the injury is serious enough to support a pain and suffering claim
- Injuries confirmed, with treatment started or a first appointment scheduled
- Insurance coverage verified on both sides, including the at-fault driver’s coverage and the client’s own first-party medical benefits and any uninsured or underinsured motorist coverage actually carried
- No prior attorney on the case
- Signed paperwork where the product calls for it
Clients can be English or Spanish speaking. If your firm only takes English speaking clients, or only full tort clients, or only accidents within the last six months instead of a year, say so. The screening runs on your criteria, not a national template.
What Happens in the First Five Minutes Decides What a Lead Is Worth
The best lead in Pennsylvania is worth nothing if it sits in a queue for two days. Accident victims who ask for help talk to the first firm that reaches them like a professional, and they sign with the firm that treats the call like it matters. When your team works our leads, this is the sequence that signs cases:
- Speed first. Call within five minutes of delivery where you possibly can. After an hour, you are competing with every firm the victim found on Google while they waited.
- Confirm the screen. Fault, tort election, injuries, treatment, insurance. If anything contradicts what we delivered, note it. That is replacement protection territory, and it is how we keep the screening honest.
- Book the next step on the call. Consultation, records requests, treatment follow-up. A lead that ends with “we will be in touch” is a lead that signs somewhere else.
- Work the follow-up like a system. Texts and calls on a set cadence for the first week. Most signings do not happen on the first conversation.
The Math That Tells You If Pennsylvania Leads Are Working
Forget cost per lead. The only number that matters is your cost per signed case, and you can work it out with your own figures:
- Take what you spent on leads in a month.
- Divide it by the number of cases those leads signed.
That is your cost per signed case. Compare it with your average fee on a settled Pennsylvania MVA case and the share of that fee your firm can spend on acquisition. If leads sign at a cost your fees comfortably cover, the channel works and the argument is over. If they do not, the fix is usually one of three things: the criteria are too loose, the intake follow-up is too slow, or the product is wrong for your team. Firms with a thin intake bench usually do better skipping leads entirely and buying signed retainers, which is why we sell both.
Mistakes Pennsylvania Firms Make When Buying Leads
Buying on price alone. The cheapest lead in Pennsylvania is usually cheap because it was sold four times, generated from a sweepstakes page, or screened by nobody. A lead that costs half as much and signs a quarter as often is the expensive lead.
Screening Pennsylvania leads without the tort election. A limited tort client whose injury is not serious has no pain and suffering claim, no matter how clear the other driver’s fault. A provider that screens Pennsylvania leads without confirming limited tort or full tort sends your intake cases that cannot become claims. Tort election has to be checked before delivery, not discovered on the first call.
Screening Pennsylvania leads without the 51% bar in mind. A Pennsylvania claimant at 51% fault or more recovers nothing. A provider that screens Pennsylvania leads without a real fault check sends your intake cases that current law will kill.
Ignoring the low limits problem. Pennsylvania’s minimums are among the lowest in the country. A not-at-fault client with a treated injury is still a weak case if the other driver carries only the state minimum and no assets, and your client carries no underinsured motorist coverage. Insurance verification has to check both sides of the crash, which is why it sits in our screen.
Slow follow-up. Most lead waste is not bad leads. It is good leads called once, two days late, by a firm that then blames the source.
No replacement terms in writing. If a provider will not put exclusivity and replacement terms in writing before you pay, you have learned the most important thing about that provider.
How to Vet Any Pennsylvania Lead Provider, Including Us
Ask these before you wire money:
- Are the leads exclusive to my firm, in writing?
- What exactly is screened before delivery, and can I set my own criteria?
- How is the client’s tort election confirmed, and how do you handle limited tort clients?
- How is fault position confirmed, given the 51% bar in Pennsylvania?
- Is insurance verified on both drivers, including the client’s own first-party medical benefits and any uninsured or underinsured motorist coverage actually carried?
- What happens when a lead fails my criteria? Is there replacement protection, and how many days do I get?
- Can Spanish speaking clients be delivered, and can I filter by language?
- How are leads delivered, and how fast after the accident victim asks for help?
A provider who answers all eight clearly is worth a test order. A provider who dodges two or more is telling you how the test order will go.
Pennsylvania Markets We Cover
Philadelphia is the largest Pennsylvania market, with Pittsburgh, the Allentown-Bethlehem-Easton Lehigh Valley, Harrisburg-Carlisle, Scranton-Wilkes-Barre, and Lancaster as the other main markets, and we deliver statewide, including the smaller cities and rural counties between them. The Philadelphia and Pittsburgh metros bring steadier volume and the fiercest competition. The smaller markets bring less competition for each accident victim’s attention. Many firms run a mix: metro volume for the team that can handle it, smaller markets for steady signings at a calmer pace. Tell us the counties and metros you want covered and we will build to that map.
FAQs
Pricing is set per state and per market, based on your case criteria and how many firms compete for accidents in the metros you choose. A large Philadelphia metro lead does not price like a smaller Pennsylvania city lead. Tell us your markets and criteria and we will quote Pennsylvania pricing for your firm.
2 years from the date of the injury or accident for personal injury claims under 42 Pa.C.S. section 5524(2). Our screening only accepts accidents within the last year.
Pennsylvania is choice no-fault, not simply no-fault. Every driver carries first-party medical benefits that pay their own medical expenses regardless of fault, described in words only here, and each driver elects limited tort or full tort at purchase. Limited tort generally bars a pain and suffering claim unless the injury is serious, while full tort preserves the unrestricted right to sue. We confirm tort election before delivery, so cases that cannot become pain and suffering claims do not reach your intake.
Pennsylvania follows modified comparative negligence with a 51% bar under 42 Pa.C.S. section 7102: a plaintiff's negligence does not bar recovery if it was not greater than the causal negligence of the defendant or defendants, reduced by the plaintiff's percentage of fault. Recovery is still allowed at exactly 50%, reduced by half, but at 51% or more the plaintiff recovers nothing. We screen fault position against that bar before delivery.
Yes. Every lead goes to one firm only. We do not sell the same accident victim to multiple firms, and we do not recycle old data.
In real time. Live transfers connect while the caller is on the line with our intake. Qualified exclusive leads are delivered as soon as screening is complete, which is built to take minutes, not days.
Yes. Fault position, tort election, injury and treatment requirements, accident age, insurance position, language, and geography all run on your settings. Tighter criteria mean fewer, stronger leads. Looser criteria mean more volume and more intake work.
Replacement protection covers leads that fail the criteria you agreed with us. Report it within the agreed window and the lead is replaced.
Yes. Pennsylvania leads can be English or Spanish speaking, and you can filter deliveries by the languages your firm handles.
Yes. Our MVA retainers in Pennsylvania arrive signed on your firm's own retainer agreement, priced as a flat fee per signed case for Pennsylvania, with 14-day replacement protection and no contracts. The full program is explained on our MVA retainers page.
Talk to us about Pennsylvania volume
Tell us your markets and case criteria and we will quote Pennsylvania volume for your firm. Start on our contact page or compare the national program on our MVA leads page.
