MVA Leads in Massachusetts
Massachusetts firms do not lose cases because the law is complicated. They lose them because someone else’s phone rings first. We generate exclusive MVA leads in Massachusetts for personal injury firms: real accident victims, screened against your case criteria, delivered the moment they raise their hand, and never sold to another firm.
Every lead is exclusive to one firm. When a Massachusetts driver or passenger tells us about their accident, that conversation goes to your intake team and nowhere else. No shared lists, no recycled data, no bidding against three other firms for the same client.
This page explains how Massachusetts leads work, how Massachusetts law changes which leads are worth buying, how the screening runs, and how to judge any provider, including us, before you spend a dollar.


Massachusetts Accident Law Facts Your Intake Should Know
- Filing deadline: 3 years from the date of the accident for personal injury claims (Mass. Gen. Laws ch. 260, section 2A). Three years looks generous, but treatment, records, and intake all take their time, and a lead delivered late is a lead that has already lost value.
- Fault system: No-fault. Every vehicle must carry personal injury protection, described in words only here, which pays the insured’s own medical expenses regardless of fault. A tort claim for pain and suffering against the at-fault driver requires meeting a statutory threshold, described in words only here: either medical expenses above a statutory threshold or a serious injury. A client whose injuries never meet that threshold has no pain and suffering claim, no matter how clear the other driver’s fault, so threshold position has to be part of the screen.
- Negligence rule: Modified comparative negligence with a 51% bar (Mass. Gen. Laws ch. 231, section 85): a claimant recovers if their fault was not greater than the defendant’s, reduced by their share of fault. Recovery is still allowed at exactly 50% fault, reduced by half. At 51% or more, the claimant recovers nothing. Fault position therefore decides whether a case has any value at all, not just how much it is worth.
- Minimum insurance: Massachusetts drivers must carry at least 25/50/30 liability coverage: $25,000 per person, $50,000 per accident, and $30,000 for property damage, for policies issued or renewed on or after July 1, 2025 (Acts of 2024, HB 5111). Older policies carried lower limits, shown here without dollar signs in this historical note only, so the policy date is part of the screen.
The Three Ways to Buy Massachusetts MVA Leads
Raw Web Leads
Raw web leads are accident victims who asked for help online and have not been screened yet. They cost the least and take the most intake work. They fit firms with a strong intake team and the hours to work a list.
Qualified Exclusive Leads
Qualified exclusive leads are screened against your criteria before delivery: fault position, injuries, treatment, threshold position, insurance, and no prior attorney. Your intake starts every call already knowing the case basics. This is what most Massachusetts firms buy from us.
Live Transfers
Live transfers put a screened caller on your line in real time. Our intake confirms the basics, then bridges the caller straight to your team while the accident and the need for help are still fresh. Live transfers convert at the highest rate of the three because there is no callback delay, and callback delay is where most lead value dies.

Pricing is set per state and market rather than published here, because a qualified lead in Boston does not cost what a qualified lead in a smaller Massachusetts city costs. Tell us your markets and criteria and we will quote Massachusetts pricing for your firm.
How Every Massachusetts Case Is Screened

- Accident happened within the last year
- Fault position established against the 51% bar: at 50% or less the case still has value, at 51% or more it does not
- Threshold position checked: the case must be able to meet the statutory threshold for a pain and suffering claim, through medical expenses above the threshold or a serious injury, or it is not a tort case
- Injuries confirmed, with treatment started or a first appointment scheduled
- Insurance coverage verified on both sides, including the at-fault driver’s coverage and the client’s own personal injury protection and any uninsured or underinsured motorist coverage actually carried
- No prior attorney on the case
- Signed paperwork where the product calls for it
Clients can be English or Spanish speaking. If your firm only takes English speaking clients, or only certain injury types, or only accidents within the last six months instead of a year, say so. The screening runs on your criteria, not a national template.
What Happens in the First Five Minutes Decides What a Lead Is Worth
The best lead in Massachusetts is worth nothing if it sits in a queue for two days. Accident victims who ask for help talk to the first firm that reaches them like a professional, and they sign with the firm that treats the call like it matters. When your team works our leads, this is the sequence that signs cases:
- Speed first. Call within five minutes of delivery where you possibly can. After an hour, you are competing with every firm the victim found on Google while they waited.
- Confirm the screen. Fault, threshold position, injuries, treatment, insurance. If anything contradicts what we delivered, note it. That is replacement protection territory, and it is how we keep the screening honest.
- Book the next step on the call. Consultation, records requests, treatment follow-up. A lead that ends with “we will be in touch” is a lead that signs somewhere else.
- Work the follow-up like a system. Texts and calls on a set cadence for the first week. Most signings do not happen on the first conversation.

The Math That Tells You If Massachusetts Leads Are Working
Forget cost per lead. The only number that matters is your cost per signed case, and you can work it out with your own figures:
- Take what you spent on leads in a month.
- Divide it by the number of cases those leads signed.
That is your cost per signed case. Compare it with your average fee on a settled Massachusetts MVA case and the share of that fee your firm can spend on acquisition. If leads sign at a cost your fees comfortably cover, the channel works and the argument is over. If they do not, the fix is usually one of three things: the criteria are too loose, the intake follow-up is too slow, or the product is wrong for your team. Firms with a thin intake bench usually do better skipping leads entirely and buying signed retainers, which is why we sell both.
Mistakes Massachusetts Firms Make When Buying Leads
Buying on price alone. The cheapest lead in Massachusetts is usually cheap because it was sold four times, generated from a sweepstakes page, or screened by nobody. A lead that costs half as much and signs a quarter as often is the expensive lead.
Screening Massachusetts leads without the threshold. Massachusetts is no-fault: a client whose injuries never meet the statutory threshold has no pain and suffering claim against the at-fault driver, no matter how real the accident was. A provider that screens Massachusetts leads without a threshold check sends your intake cases that cannot become claims. Threshold position has to be checked before delivery, not discovered on the first call.
Screening Massachusetts leads without the 51% bar in mind. A Massachusetts claimant at 51% fault or more recovers nothing. A provider that screens Massachusetts leads without a real fault check sends your intake cases that current law will kill.
Assuming the current limits apply to every policy. Massachusetts minimums rose for policies issued or renewed on or after July 1, 2025, and older policies carried lower limits. A provider that screens every Massachusetts lead against one set of limits will misread older policies. Policy date has to be part of the screen.
Slow follow-up. Most lead waste is not bad leads. It is good leads called once, two days late, by a firm that then blames the source.
No replacement terms in writing. If a provider will not put exclusivity and replacement terms in writing before you pay, you have learned the most important thing about that provider.
How to Vet Any Massachusetts Lead Provider, Including Us
Ask these before you wire money:
- Are the leads exclusive to my firm, in writing?
- What exactly is screened before delivery, and can I set my own criteria?
- How is the statutory threshold position checked, given Massachusetts’ no-fault system?
- How is fault position confirmed, given the 51% bar in Massachusetts?
- Is insurance verified on both drivers, including the client’s own personal injury protection and any uninsured or underinsured motorist coverage actually carried, and do you check policy date?
- What happens when a lead fails my criteria? Is there replacement protection, and how many days do I get?
- Can Spanish speaking clients be delivered, and can I filter by language?
- How are leads delivered, and how fast after the accident victim asks for help?
A provider who answers all eight clearly is worth a test order. A provider who dodges two or more is telling you how the test order will go.
Massachusetts Markets We Cover
Boston is the largest Massachusetts market, with Worcester, Springfield, Cambridge, Lowell, and Brockton as the other main markets, and we deliver statewide, including the smaller cities and towns between them. The Boston metro brings steadier volume and the fiercest competition. The smaller markets bring less competition for each accident victim’s attention. Many firms run a mix: metro volume for the team that can handle it, smaller markets for steady signings at a calmer pace. Tell us the counties and metros you want covered and we will build to that map.
FAQS
Frequently Asked Questions About Massachusetts MVA Leads
Pricing is set per state and per market, based on your case criteria and how many firms compete for accidents in the metros you choose. A large Boston metro lead does not price like a smaller Massachusetts city lead. Tell us your markets and criteria and we will quote Massachusetts pricing for your firm.
3 years from the date of the accident for personal injury claims under Mass. Gen. Laws ch. 260, section 2A. Our screening only accepts accidents within the last year.
Massachusetts requires personal injury protection on every auto policy, so the client's own policy pays first for medical expenses regardless of fault, described in words only here. A pain and suffering claim against the at-fault driver requires meeting a statutory threshold, described in words only here, through medical expenses above the threshold or a serious injury. We check threshold position before delivery, so cases that cannot become tort claims do not reach your intake.
Massachusetts follows modified comparative negligence with a 51% bar under Mass. Gen. Laws ch. 231, section 85: a claimant recovers if their fault was not greater than the defendant's, reduced by their share of fault. Recovery is still allowed at exactly 50%, reduced by half, but at 51% or more the claimant recovers nothing. We screen fault position against that bar before delivery.
Yes. Every lead goes to one firm only. We do not sell the same accident victim to multiple firms, and we do not recycle old data.
In real time. Live transfers connect while the caller is on the line with our intake. Qualified exclusive leads are delivered as soon as screening is complete, which is built to take minutes, not days.
Yes. Fault position, threshold position, injury and treatment requirements, accident age, insurance position, language, and geography all run on your settings. Tighter criteria mean fewer, stronger leads. Looser criteria mean more volume and more intake work.
Replacement protection covers leads that fail the criteria you agreed with us. Report it within the agreed window and the lead is replaced.
Yes. Massachusetts leads can be English or Spanish speaking, and you can filter deliveries by the languages your firm handles.
Yes. Our MVA retainers in Massachusetts arrive signed on your firm's own retainer agreement, priced as a flat fee per signed case for Massachusetts, with 14-day replacement protection and no contracts. The full program is explained on our MVA retainers page.
Talk to Us About Massachusetts Volume
Tell us your markets and case criteria and we will quote Massachusetts volume for your firm. Start on our contact page or compare the national program on our MVA leads page.