MVA Retainers in Kentucky
A signed retainer is the finish line of intake, and it is where we start. We deliver signed MVA retainers in Kentucky: accident victims who have been screened against your case criteria and have already signed your firm’s own retainer agreement. Your team opens the file and starts working the case. There is no lead to chase, no intake script to run, and no list to share with competing firms.
- Exclusive – One Firm Only
- Signed on Your Firm’s Agreement
- 14-Day Replacement Protection
Every case is exclusive to one firm, priced as a flat fee per signed case, and covered by 14-day replacement protection. No contracts and no percentage of the fee, ever.
This page explains what a delivered Kentucky case actually contains, how the screening works under Kentucky law, what the replacement protection covers, and how to check a delivered case in its first 14 days.
Kentucky accident law facts behind our screening
- Filing deadline: 2 years for motor vehicle accident claims, running from the injury or from the last basic reparation benefits payment, whichever is later (Ky. Rev. Stat. section 304.39-230). Government vehicle claims can carry much shorter notice deadlines, which is one more reason cases are delivered fast.
- Fault system: Choice no-fault. Drivers carry basic reparation benefits unless they formally reject the no-fault system in writing; rejecting preserves an unrestricted right to sue.
- Negligence rule: Pure comparative negligence (Ky. Rev. Stat. section 411.182). A client’s recovery is reduced by their share of fault, but it is not barred unless they are entirely at fault.
- Minimum insurance: 25/50/25 liability coverage is the Kentucky floor: $25,000 per injured person, $50,000 per accident, and $25,000 for property damage. A combined single limit option is also permitted. Coverage and no-fault status are verified before a case is delivered, not after.
What a delivered Kentucky case includes
- A signed retainer agreement, on your firm’s own paperwork
- A client screened against your criteria: accident within the last year, fault position established, injuries confirmed, treatment started or scheduled, insurance and no-fault status verified, no prior attorney
- The intake record and consent documentation for the file
- English or Spanish speaking clients, matched to what your firm can handle
In plain terms, a delivered case file looks like this (sample, with details changed):
Sample delivered case, Louisville, Kentucky.
Accident: rear-end collision on a busy city street, 3 weeks before delivery. Client: passenger, not at fault, no-fault status confirmed. Injuries: neck and back strain, seen at an emergency room the same day, follow-up treatment scheduled. Insurance: at-fault driver’s policy confirmed, limits verified. Prior attorney: none. Status: retainer signed on the buying firm’s own agreement, consent record attached, client confirmed reachable by phone.
Your firm’s first job on delivery is the 14-day verification checklist below, not intake. The signing already happened.
How pricing works
Kentucky retainers are priced as a flat fee per signed case, set for Kentucky against your criteria and markets, and quoted before you commit to anything. The fee is never a percentage of your recovery. There are no contracts and no minimum term. If a delivered case fails the criteria you agreed with us, or the client turns out to be unreachable, tell us within 14 days and we replace it.
Why flat fee and never a percentage: your firm keeps its fee arrangement clean. We are paid for delivering a signed case that meets your criteria, the same way every time, and we never share in the settlement. That keeps the engagement simple for your firm, your client, and anyone who ever reviews the file.
The math to run before you buy: take your average fee on a settled Kentucky MVA case and decide what share of it you can spend to acquire a signed case. That figure is your ceiling. A signed retainer program works when the flat fee sits comfortably under that ceiling and the cases meet criteria, because your intake cost per signing drops to the time it takes to verify a file instead of the weeks it takes to chase leads. If you currently buy leads, compare the retainer fee with your true cost per signed case from leads, including your intake team’s hours. Most firms that run both numbers honestly find the comparison closer than they expected, with far less work on the retainer side.
How it works
1. You set the criteria.
Case types, fault position, treatment requirements, no-fault handling, and the Kentucky markets you want covered.
2. We run the campaigns and the intake.
Advertising, screening, and signing happen under your criteria and on your agreement.
3. Signed cases are delivered to your firm.
Your team picks up a file that is ready to work, not a name to chase.
4. Your first 14 days are protected.
Verify each case against the checklist below. Anything that fails gets replaced.
If your firm prefers to run its own intake on screened leads instead, see our MVA leads in Kentucky page.
What the 14-day replacement covers
Replacement protection exists so your firm never pays for a case that was not what we said it was. It covers a delivered case that:
- Fails the case criteria you agreed with us (fault position, accident age, injury or treatment status, no-fault status)
- Turns out to be unreachable after genuine attempts
- Was already represented by another attorney
- Does not match the insurance position described at delivery
It does not cover a case that simply settles for less than hoped, or a client who later stops treatment against advice. Those are case outcomes, not delivery defects, and no honest provider can insure them. Report a problem inside the 14 days, with what you found, and the case is replaced.
Your first-14-days verification checklist
Run this on every delivered Kentucky case. It takes minutes per file and it is what the replacement window is for.
- Signed retainer agreement in hand, on your firm’s paperwork, with the client’s details matching the delivery
- Client reached by phone and confirms the accident, the injuries, and that they signed with your firm
- Accident date inside your criteria, with the filing deadline checked against the later-of rule on benefits payments
- Fault position as described at delivery, checked against the crash details
- No-fault status as described at delivery
- Treatment started or scheduled as described
- Insurance position as described, for both the client and the at-fault driver
- No prior attorney anywhere in the picture
Anything that fails: document it and tell us inside the 14 days. That is the whole process.
Consent and compliance, in plain terms
Every case starts with a person who asked for help after an accident. The intake record and consent documentation travel with the delivered file, so your firm can see how the client was contacted and what they agreed to. Clients sign your firm’s own retainer agreement, so the attorney-client relationship is directly between your firm and the client from the first signature. We are a marketing and intake provider. We do not practice law, we do not advise your clients on their claims, and we never take a share of any fee.
How to spot a bad retainer provider
Kentucky firms get pitched signed cases constantly. These are the tells:
- Percentage pricing. A provider who wants a cut of your fee has a different business from yours, and a messier one.
- Their agreement, not yours. If the client signs the provider’s paperwork instead of your firm’s retainer, ask hard questions about who the client thinks their lawyer is.
- No replacement terms in writing. Verbal promises about bad cases are worth exactly what they cost you when a case goes bad.
- No screening detail. A provider who cannot explain exactly how fault, treatment, insurance, and no-fault status are verified is selling you names, not signed cases.
- Pressure to skip verification. Any provider who minds you checking delivered cases in the first 14 days is telling you what you will find.
Kentucky markets we cover
We deliver signed cases across Kentucky, led by Louisville, Lexington, Bowling Green, Owensboro, and Covington and the Northern Kentucky corridor. Set the map and we build to it. Metro volume signs faster and costs more to generate. Mid-size markets deliver steadier files at a calmer pace. Many firms run both.
FAQs
How much do signed MVA retainers cost in Kentucky?
Pricing is set per state. Kentucky cases are quoted as a flat fee per signed case, based on your criteria and markets, before you commit. It is never a percentage of the settlement or fee.
Do clients sign my firm’s retainer agreement or yours?
Yours. Every client signs your firm’s own retainer agreement, so the engagement is directly between your firm and the client from day one.
How does Kentucky fault law affect the cases I receive?
Kentucky follows pure comparative negligence: a client’s recovery is reduced by their share of fault, but it is not barred unless they are entirely at fault. Every Kentucky retainer we deliver has a fault position established before signing, so your firm knows the value picture going in.
How does Kentucky no-fault law affect the cases I receive?
Kentucky is a choice no-fault state, so we confirm each client’s no-fault status before delivery: whether they carry basic reparation benefits or rejected the no-fault system in writing and kept an unrestricted right to sue. Your firm knows the filing path before the first call.
How long do Kentucky clients have to file?
2 years for motor vehicle accident claims under Ky. Rev. Stat. section 304.39-230, running from the injury or from the last basic reparation benefits payment, whichever is later. Our screening only accepts accidents within the last year, so your firm receives cases with the filing window still open.
What if a signed case does not check out?
You have 14 days to verify each delivered case against your criteria. If a case fails the criteria you agreed with us, the client is unreachable, or the file does not match what was described, we replace it.
What exactly do I receive for each case?
The signed retainer on your firm’s agreement, the intake record, and the consent documentation, for a client screened on fault, injuries, treatment, insurance, no-fault status, and prior representation. The sample case file above shows the shape of a delivery.
Can the client be Spanish speaking?
Yes. Kentucky cases can be English or Spanish speaking, and we match deliveries to the languages your firm handles.
Is there a contract or minimum term?
No. There are no contracts and no minimum term. Firms stay because the cases check out, not because paperwork traps them.
How is this different from buying leads?
With leads, your firm pays for chances and does the intake work: the calling, the chasing, the screening, the signing. With retainers, you pay for the finished step, a signed client who met your criteria before delivery. The tradeoff is price per unit against hours and conversion risk. Our MVA leads in Kentucky page lays out the lead side if your intake team would rather do the work.
Start with Kentucky signed cases
Set your criteria and markets and we will quote your first Kentucky cases. Reach us through our contact page, or read the full national program on our MVA retainers page.
